What is the most common ways to guard against credit and charge card theft and fraud? First is to sign the back of your card and that’s right. But experienced people and experts say that that it is not enough. It seems that their a little longer, but a lot safer advice is more unfailing remedy. So, no drought that those who takes your card then has a sample of your signature that they can use not only on any charge slip, but on your checks as well. So do not leave the white strip blank. In that space, write: "Ask For Picture ID," and be prepared to back that up someday when you're in a hurry and the clerk wants to see a driver's license as well as the card. Besides here are another complementary precautions you can take to help protect yourself against credit and charge card fraud.
• Carry your cards separately from your wallet. Keep a record of your card numbers, their expiration dates, and the phone number and address of each company in a secure place.
*Keep your card in view, whenever you can, after you give it to a clerk. Retrieve your card promptly after using it.
*Avoid signing a blank receipt, whenever possible. Draw a line through blank spaces above the total when you sign card receipts.
* Void or destroy all carbons and incorrect receipts.
• Save your card receipts to compare with your billing statements.
*Open billing statements promptly and reconcile your card accounts each month, just as you would your checking account.
*Report promptly and in writing any questionable charges to the card issuer.
* Notify card companies in advance of a change of address.
In addition, here are some things you should not do:
* Never lend your card(s) to anyone.
* Never leave your cards or receipts lying around.
•Never put your card number on a postcard or on the outside of an envelope.
*Never give your number over the phone unless you are initiating a transaction with a company you know is reputable. If you have questions about a company, check with your local Consumer Protection Office or Better Business Bureau before ordering.
• Carry your cards separately from your wallet. Keep a record of your card numbers, their expiration dates, and the phone number and address of each company in a secure place.
*Keep your card in view, whenever you can, after you give it to a clerk. Retrieve your card promptly after using it.
*Avoid signing a blank receipt, whenever possible. Draw a line through blank spaces above the total when you sign card receipts.
* Void or destroy all carbons and incorrect receipts.
• Save your card receipts to compare with your billing statements.
*Open billing statements promptly and reconcile your card accounts each month, just as you would your checking account.
*Report promptly and in writing any questionable charges to the card issuer.
* Notify card companies in advance of a change of address.
In addition, here are some things you should not do:
* Never lend your card(s) to anyone.
* Never leave your cards or receipts lying around.
•Never put your card number on a postcard or on the outside of an envelope.
*Never give your number over the phone unless you are initiating a transaction with a company you know is reputable. If you have questions about a company, check with your local Consumer Protection Office or Better Business Bureau before ordering.
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→Ways to guard against credit and charge card theft and fraud.
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